No maximum advance amount, but fees can push the effective APR near 780%.
What a Cash Advance Costs in Wyoming
Wyoming sets no maximum on how much you can borrow, capping loans instead by a one-calendar-month maximum term.
Loan Size, Term, and Renewal Rules
The finance charge is capped at the greater of $30 or 20% of principal per month — on a typical 14-day, $100 advance, that works out to an APR around 780%.
| Factor | Rule |
|---|---|
| Maximum advance | No state cap |
| Finance charge | Greater of $30 or 20%/month |
| Effective APR (typical) | ~780% |
Verify current rules with the Wyoming Division of Banking before applying with any lender — this summary is for general information only, not legal advice.
Comparing Your Options in Wyoming
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