No APR cap, but interest must stop accruing after a 10-week maximum term.
What a Cash Advance Costs in Utah
Utah places no cap on the APR or fees a lender can charge, but caps the total loan term — including any extensions — at 10 weeks (70 days).
Loan Size, Term, and Renewal Rules
Interest must stop accruing once that 10-week window closes, and a lender generally has to offer an extended payment plan if you request one before the due date.
| Factor | Rule |
|---|---|
| APR/fee cap | None |
| Maximum term (with extensions) | 10 weeks |
| Interest accrual | Must stop after 10 weeks |
Verify current rules with the Utah Department of Financial Institutions before applying with any lender — this summary is for general information only, not legal advice.
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