The Small Lenders Act caps rates at 17% per month with a $1,500 aggregate ceiling.
What a Cash Advance Costs in Oklahoma
Oklahoma's old Deferred Deposit Lending Act licenses were terminated in 2020; cash advances are now governed by the Small Lenders Act, capping rates at 17% per month.
Loan Size, Term, and Renewal Rules
Total aggregate borrowing across advances is capped at $1,500 per borrower.
| Factor | Rule |
|---|---|
| Rate cap | 17% per month |
| Aggregate cap | $1,500 |
| Governing law | Small Lenders Act |
Verify current rules with the Oklahoma Department of Consumer Credit before applying with any lender — this summary is for general information only, not legal advice.
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