Restructured as an installment product with a 28% APR cap and a 91-day minimum term.
What a Cash Advance Costs in Ohio
Ohio requires cash advances to be structured as installment loans rather than single lump-sum repayment, with a minimum term around 91 days and a 28% APR cap.
Loan Size, Term, and Renewal Rules
Total cost is also capped as a percentage of the loan amount on top of the APR limit, layering two separate cost controls.
| Factor | Rule |
|---|---|
| Loan structure | Installment, not lump-sum |
| Minimum term | ~91 days |
| APR cap | 28% |
Verify current rules with the Ohio Department of Commerce, Division of Financial Institutions before applying with any lender — this summary is for general information only, not legal advice.
Comparing Your Options in Ohio
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