A 36% APR cap has held since 2009, paired with a 60-day lockout after an outstanding advance.
What a Cash Advance Costs in New Hampshire
New Hampshire has capped cash advance APRs at 36% since 2009, with a $500 loan limit and terms of 7 to 30 days.
Loan Size, Term, and Renewal Rules
Rollovers are prohibited, and a lender can't issue a new advance to a borrower who had one outstanding within the previous 60 days — a longer break than most states require.
| Factor | Rule |
|---|---|
| Rate cap | 36% APR (since 2009) |
| Maximum advance | $500 |
| Lockout after outstanding advance | 60 days |
Verify current rules with the New Hampshire Banking Department before applying with any lender — this summary is for general information only, not legal advice.
Comparing Your Options in New Hampshire
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