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New Hampshire Cash Advance Fees & Laws

Last updated: July 20, 2026 · Rate-Capped

A 36% APR cap has held since 2009, paired with a 60-day lockout after an outstanding advance.

What a Cash Advance Costs in New Hampshire

New Hampshire has capped cash advance APRs at 36% since 2009, with a $500 loan limit and terms of 7 to 30 days.

Loan Size, Term, and Renewal Rules

Rollovers are prohibited, and a lender can't issue a new advance to a borrower who had one outstanding within the previous 60 days — a longer break than most states require.

FactorRule
Rate cap36% APR (since 2009)
Maximum advance$500
Lockout after outstanding advance60 days
Verify current rules with the New Hampshire Banking Department before applying with any lender — this summary is for general information only, not legal advice.

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