A voter-approved 36% usury cap, with a narrow tribal-lender exception.
What a Cash Advance Costs in Montana
Montana's voter-approved usury law caps consumer loan APRs at 36%, which prices most traditional cash advance products out of the market for non-tribal lenders.
Loan Size, Term, and Renewal Rules
Where licensed lenders still operate under the cap, advances run $50 to $300 with 14-31 day terms and no rollovers — be cautious of tribal-affiliated lenders claiming exemption from the cap.
| Factor | Rule |
|---|---|
| Usury cap | 36% APR |
| Licensed advance range | $50–$300 |
| Rollovers | Prohibited |
Verify current rules with the Montana Department of Revenue, Consumer Protection Division before applying with any lender — this summary is for general information only, not legal advice.
Comparing Your Options in Montana
CashAdvantage only routes applications to lenders licensed in your state, so you're never matched with a product that isn't actually legal where you live.
See what a Montana cash advance actually costs you.
Check My Options →