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Missouri Cash Advance Fees & Laws

Last updated: July 20, 2026 · Available

No state APR cap, but renewals require paying down the principal each time.

What a Cash Advance Costs in Missouri

Missouri places no state-level APR cap on cash advances, with a typical maximum loan of $500 and terms running 14 to 31 days.

Loan Size, Term, and Renewal Rules

Renewals are limited in number and each one requires paying down part of the principal, preventing indefinite rollovers of the same balance.

FactorRule
State APR capNone
Typical maximum advance$500
RenewalsLimited, require principal paydown
Verify current rules with the Missouri Division of Finance before applying with any lender — this summary is for general information only, not legal advice.

Comparing Your Options in Missouri

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