A $500 all-in cap covering both the principal and every fee combined.
What a Cash Advance Costs in Mississippi
Mississippi caps a cash advance's total balance — principal and fees together — at $500, a meaningfully different structure than states that cap the fee separately from the loan amount.
Loan Size, Term, and Renewal Rules
Fees are tiered up to $21.95 per $100 depending on size, and automatic rollovers are prohibited by law.
| Factor | Rule |
|---|---|
| Maximum total (principal + fees) | $500 |
| Fee schedule | Up to $21.95/$100 |
| Automatic rollovers | Prohibited |
Verify current rules with the Mississippi Department of Banking and Consumer Finance before applying with any lender — this summary is for general information only, not legal advice.
Comparing Your Options in Mississippi
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