A 33% usury cap makes traditional cash advances unavailable statewide.
What a Cash Advance Costs in Maryland
Maryland's usury law caps consumer loan interest at 33% APR, which rules out the triple-digit rates a traditional payday-style cash advance typically relies on.
Loan Size, Term, and Renewal Rules
Borrowers in Maryland looking for short-term credit generally end up comparing installment or personal-loan products priced within that ceiling instead.
| Factor | Rule |
|---|---|
| Rate cap | 33% APR |
| Traditional cash advances | Effectively unavailable |
Verify current rules with the Maryland Office of the Commissioner of Financial Regulation before applying with any lender — this summary is for general information only, not legal advice.
Comparing Your Options in Maryland
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