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Louisiana Cash Advance Fees & Laws

Last updated: July 20, 2026 · Available

A $350 cap — one of the lower dollar limits in the country — with a database enforcing one advance at a time.

What a Cash Advance Costs in Louisiana

Louisiana caps a cash advance at $350, with a fee around 16.75% of the face value plus a documentation fee, and terms running up to about 60 days.

Loan Size, Term, and Renewal Rules

A statewide database enforces the one-advance-at-a-time rule, similar to Florida and Kentucky's model.

FactorRule
Maximum advance$350
Fee structure~16.75% + documentation fee
Concurrent advancesOne at a time, database-enforced
Verify current rules with the Louisiana Office of Financial Institutions before applying with any lender — this summary is for general information only, not legal advice.

Comparing Your Options in Louisiana

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