A $350 cap — one of the lower dollar limits in the country — with a database enforcing one advance at a time.
What a Cash Advance Costs in Louisiana
Louisiana caps a cash advance at $350, with a fee around 16.75% of the face value plus a documentation fee, and terms running up to about 60 days.
Loan Size, Term, and Renewal Rules
A statewide database enforces the one-advance-at-a-time rule, similar to Florida and Kentucky's model.
| Factor | Rule |
|---|---|
| Maximum advance | $350 |
| Fee structure | ~16.75% + documentation fee |
| Concurrent advances | One at a time, database-enforced |
Verify current rules with the Louisiana Office of Financial Institutions before applying with any lender — this summary is for general information only, not legal advice.
Comparing Your Options in Louisiana
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