A $500 cap with a 15% fee, tracked through a statewide database.
What a Cash Advance Costs in Kentucky
Kentucky caps a cash advance at $500 with a 15% finance fee, and every transaction is logged in a statewide database that blocks stacking multiple advances at once.
Loan Size, Term, and Renewal Rules
That database is the main enforcement mechanism keeping borrowers from holding several advances across different lenders simultaneously.
| Factor | Rule |
|---|---|
| Maximum advance | $500 |
| Fee cap | 15% |
| Tracking | Statewide database |
Verify current rules with the Kentucky Department of Financial Institutions before applying with any lender — this summary is for general information only, not legal advice.
Comparing Your Options in Kentucky
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