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Indiana Cash Advance Fees & Laws

Last updated: July 20, 2026 · Available

A $605 cap with tiered fees and a hard 3-advance limit at once.

What a Cash Advance Costs in Indiana

Indiana caps a cash advance at $605, with fees tiered by loan size, and limits borrowers to three outstanding advances at any given time.

Loan Size, Term, and Renewal Rules

Once that 3-advance ceiling is hit, no additional advance can be issued until an existing one is paid down.

FactorRule
Maximum advance$605
Fee structureTiered by loan size
Concurrent limit3 advances
Verify current rules with the Indiana Department of Financial Institutions before applying with any lender — this summary is for general information only, not legal advice.

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