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Delaware Cash Advance Fees & Laws

Last updated: July 20, 2026 · Available

A relatively high $1,000 cap, but only 5 outstanding advances allowed at once.

What a Cash Advance Costs in Delaware

Delaware's Small Loan Act permits up to $1,000 per contract, with a maximum of five outstanding advances to the same borrower at any time.

Loan Size, Term, and Renewal Rules

Terms can run up to 60 days, and interest can't keep accruing on a balance still outstanding 10 weeks after the original agreement.

FactorRule
Maximum advance$1,000 per contract
Simultaneous advancesUp to 5
Maximum term60 days
Verify current rules with the Delaware Office of the State Bank Commissioner before applying with any lender — this summary is for general information only, not legal advice.

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