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Alaska Cash Advance Fees & Laws

Last updated: July 20, 2026 · Available

$500 cap, 15% fee, and a mandatory 14-day cooling-off period after a renewal.

What a Cash Advance Costs in Alaska

Alaska permits one $500 advance at a time, with the finance charge capped at 15% per $100 — up to $75 on the maximum amount.

Loan Size, Term, and Renewal Rules

One renewal is allowed, but after that a 14-business-day cooling-off period applies before a new advance, and non-sufficient-funds fees are banned outright.

FactorRule
Maximum advance$500, one at a time
Fee cap15% per $100
Cooling-off14 business days after a renewal
Verify current rules with the Alaska Division of Banking and Securities before applying with any lender — this summary is for general information only, not legal advice.

Comparing Your Options in Alaska

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