$500 cap, 15% fee, and a mandatory 14-day cooling-off period after a renewal.
What a Cash Advance Costs in Alaska
Alaska permits one $500 advance at a time, with the finance charge capped at 15% per $100 — up to $75 on the maximum amount.
Loan Size, Term, and Renewal Rules
One renewal is allowed, but after that a 14-business-day cooling-off period applies before a new advance, and non-sufficient-funds fees are banned outright.
| Factor | Rule |
|---|---|
| Maximum advance | $500, one at a time |
| Fee cap | 15% per $100 |
| Cooling-off | 14 business days after a renewal |
Verify current rules with the Alaska Division of Banking and Securities before applying with any lender — this summary is for general information only, not legal advice.
Comparing Your Options in Alaska
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