$500 cap with a 17.5% fee — a straightforward, single-rate cost structure.
What a Cash Advance Costs in Alabama
Alabama caps a cash advance at $500, with lenders permitted to charge up to 17.5% of the amount advanced as a finance fee.
Loan Size, Term, and Renewal Rules
A statewide database tracks outstanding advances, so a lender can verify you don't already have one open before approving a new one.
| Factor | Rule |
|---|---|
| Maximum advance | $500 |
| Fee cap | 17.5% of amount advanced |
| Tracking | Statewide database |
Verify current rules with the Alabama State Banking Department before applying with any lender — this summary is for general information only, not legal advice.
Comparing Your Options in Alabama
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